I got a phone call yesterday from a member, frantic, that she had lost her Part B coverage through no fault of her own. She aged into Medicare in Aug of 2017 but she was going to work until the end of 2017, so she would not need Medicare until 01/01/2018. She went to the Social Security office to get enrolled into Medicare with a start date of 01/01/2018. The CSR at Social Security Office opted out of Part B with no start date. My client tried to contact her to get it fixed,

Did you know that after Dec.31, 2019 if you are new to Medicare you will not be able to enroll into a Plan F or Plan C? If you are already enrolled into a Plan C or Plan F, you will be able to keep your Plan, but because there are no new people going on to the books, you could be looking at a rate increase in the double digits. A lot of people are going on the Plan G. The only difference between the G and F is the Part B deductible of $183.00. Once your deductible has been me

Although the warmer weather is months away, most of us have already begun planning our summer vacations. In that planning, however, getting sick isn’t something we like to consider, but must. Are you aware of the options available should you become ill on your travels? What about foreign travel? Did you know that when it comes to foreign travel: Original Medicare will only consider paying under the following circumstances: You’re in the U.S. when you have a medical emergency

Are you nearing Medicare eligibility? Are you on a fixed income? Do you make less than $1300 per month? There are options out there that will provide you with assistance to pay not only your Part B premium, but all of your co-pays and prescription coverage, as well. Do you know your options? Give me a call and let's go over your situation so we can make sure you get the best coverage you can get. My job is to make sure you are in the best possible situation, in regards to yo

Do you have the coverage you need in the event you need long term in home health care? Medicare covers a very limited amount help and Medicaid requires that you spend down most of your assets before the coverage will start. Click the link below to read about some of the in-home care Medicare will pay for: https://www.medicare.gov/coverage/home-health-services.html Please let me know if you want to discuss your options to protect your hard earned money. I am here to answer any

I speak to a lot of people that are only concerned with the cost of the policy today. The important thing to remember is we do not get insurance for when we are well, we get it for when we are sick. Just because a policy has the lowest rate today does not mean that a year from now when rates change that it will still be the best option from a price standpoint. Please keep in mind your rates are going to change year after year. What has the company done in the past with regard

In April, Medicare will be sending out new Medicare Cards. These cards are free! There is absolutely nothing you need to do to activate these cards. Please be wary of anyone calling to verify your information or claiming you need to pay something to activate your new card. Neither Medicare, nor Social Security, will ever call you and ask for your personal information. YOU DO NOT HAVE TO DO ANY OF THESE THINGS! Your card is active and ready to go. If anyone calls you and asks

Do you have the coverage that is right for you? Are you currently on a Plan F right now? Do you know that Plan F and Plan C are going the way of the Dodo Bird in 2020? What that means is anyone on Plan F or C can stay on it, but there will not be any new enrollments into those Plans after 12/31/2019. That could mean rate increases of close to 15% year after year on top of the age increase most companies charge after age 67. Did your agent properly explain all of your options