. There are some changes coming about in the next year with Medicare you need to be aware of. As of Dec. 31, 2019 there will be no new enrollees into Medicare Plans C or F. If you are already on a C or F then you are grandfathered in and you will be able to remain in your policy. The issue is going to be the potential for double digit rate hikes after 2019 because of the pool getting smaller. There will be no younger, and theoretically healthier, people going on these plan

I am going to provide you with some insight from someone that has been doing this for 5 years now. I know that you are probably getting calls, emails, and letters from everyone trying to be your best friend. They are only trying to make a sell. They do not care about you only your money. Most of them are from call centers that only push a one call close. The heck with your needs, need a moment to think and decipher all of the information, forget that close NOW! If someone is