Crystal@thehgogroup.com
      Blake@thehgogroup.com

Over 10,000 people turn 65 each month and have no idea what to do about Medicare and Social Security. I hope to clarify a few things and clear up some misconceptions. Medicare will start the 1st of the month you turn 65, unless you were born on the 1st of the month, then your Medicare will start on the 1st of the previous month. If you were born on March 15th, 1955, then your Medicare will start on March 1st of 2020. If you were born on May 1st, 1955 then your Medicare will s

Hello all, I hope all is well in your world. We are in the middle of Open Enrollment Period or OEP. OEP is the time of year, where someone on a Medicare Advantage plan can switch their plan to another Medicare Advantage policy, or switch back to Traditional Medicare. From Jan. 1 through March 31, you may switch one time, with no issue. Please keep in mind if you do switch to Traditional Medicare you will need to get a Supplemental policy to go with it. DO NOT CANCEL your Medi

Are you planning to apply for retirement, spouse benefits, or disability benefits from Social Security this year? It might be wise to review all that could go wrong. What could go wrong? Here are a few things: Customer service representatives are not advisers: You might think that the Social Security Administration customer service representative you’re speaking with is going to help you determine the best filing strategy, but that’s not the case, says Heather Schreiber, foun