June 29, 2018

I have a task for you.

I want you to think about a year from now, what would make you happy with the agent you chose? Most people are just thinking about the policy, but in my humble opinion the agent is just as important, if not more so. They need to...

June 21, 2018

When you are in the market for a Medicare Supplement or an Advantage Plan, what exactly are you buying? Are you just getting a policy or are you purchasing an agent? You should be purchasing an agent and the policy should come with it. Our approach i...

April 10, 2018

MACRA requires changes to Medicare supplement plans beginning January 1, 2020. 

WHAT IS HAPPENING TO MEDICARE IN 2020? What is MACRA?

 The acronym MACRA stands for the Medicare Access and CHIP Reauthorization Act of 2015. Congress included this to...

August 16, 2017

What is the ideal coverage in your eyes?

What exactly are you looking for in an insurance policy? Of course we all want inexpensive rates, not cheap, but what else are you looking for as far as coverage goes? Are you looking for the largest network? A...

August 14, 2017

I recently spoke to a client that had been on Medicare for a little over a year. She was interested in switching carriers, as she found out that she was paying $53.00 per month more than she should have been paying for a Plan G. At $53.00 per month t...

August 10, 2017

We often get questions as to which basic services are covered.  Below, we've listed a few of those services with explanation.

Eye exams

How often is it covered?

Medicare doesn't cover routine eye exams (sometimes called "eye refractions") for eyeglasses...

August 9, 2017

Are you about to enroll into Medicare for the first time?

Here is something you need to consider with regard to Medicare costs.  Medicare determines your premium for Part B and any additional Part D charges based off of your income from two years prio...

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