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What is Medicare?

Medicare is health insurance for:

• People 65 or older

• People under 65 with certain disabilities

• People of any age with End-Stage Renal Disease (ESRD) (permanent kidney failure requiring dialysis or a kidney transplant)

The different parts of Medicare are:

Medicare Part A (Hospital Insurance) which helps cover:

• Inpatient care in hospitals

• Skilled nursing facility care

• Hospice Care

• Home-Health care

Medicare Part B (Medical Insurance) which helps cover:

• Services from doctors and other healthcare providers

• Outpatient Care

• Home-Health Care

• Durable medical equipment

• Some preventive services

Medicare Part C (Medicare Advantage)

• Includes all benefits and services under Parts A & B

• Run by Medicare-approved private insurance companies

• Usually includes Part D (Medicare prescription drug coverage)

• May include extra benefits and services for an extra cost

Medicare Part D (Medicare Prescription Drug Coverage)

• Helps cover the cost of prescription drugs

• Run by Medicare-approved private insurance companies

• May help lower your prescription drug costs and help protect against higher costs in the future

Here's the above information above in a different format:

Everyone’s situation is different, which is why it is very important to speak to an agent. Our team is here to help you ask the right questions and to identify your specific insurance demands so we can help you understand your options. Call today, or click here to contact via our page.

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