Long time no talk to! I hope all is good in your world. I hope you had a wonderful holiday.
Annual Enrollment period ended on 12/07/2018, but as of 01/01/2019 through 03/31/2019, we are now in the Open Enrollment Period. This is the time when you can switch your Medicare Advantage plan to another one, or go back to original Medicare and purchase a stand-alone Part D plan. You will probably have to go through Medical Underwriting in order to get your Supplement back.
What you cannot do is go from traditional Medicare to a Medicare Advantage plan. You also are not able to switch your Part D plan unless you have a Special reason. The Special Enrollment Period, or SEP for short, is the time you have to make a change to your coverage. It has to be extenuating circumstances that can be documented. Moving can trigger a SEP. If you are diagnosed with certain conditions this to can trigger a SEP. If you are eligible for Medicaid, then that too will allow you to change your Medicare Advantage plan.
In most cases, you will have 60 days to make a switch or you will have exhausted your SEP. If you have any questions about this please give me a call. I would love to answer them and give you the peace of mind of knowing you have the right plan for you.
Thanks for reading and I hope you have a great day and as always, do something nice for someone just because.
All the best,
Randall J. Lawson
The HgO Group
Don't forget to ask me about our Long Term Care, Cancer, Heart, Stroke, and Final Expense Policies.