I hope all is well in your world.
We are in the middle of Open Enrollment Period or OEP.
OEP is the time of year, where someone on a Medicare Advantage plan can switch their plan to another Medicare Advantage policy, or switch back to Traditional Medicare. From Jan. 1 through March 31, you may switch one time, with no issue.
Please keep in mind if you do switch to Traditional Medicare you will need to get a Supplemental policy to go with it.
DO NOT CANCEL your Medicare Advantage Plan until you have been approved for the new Supplemental plan. Chances are, if you have been on a Medicare Advantage Plan you are past the Initial Enrollment Period, therefore, you would have to answer health questions in order to qualify for a Supplemental Plan.
Are you confused yet?
You can make the switch once during this time frame. After this time, you are going to be locked in your choice for the year in most circumstances.
Please give me a call if you have any questions about this situation or anything to do with Medicare. I will answer all your questions and make sure you are in the best situation you can be in, today, tomorrow and going forward.
Do something nice for someone today, just because.
All the Best,
Randall J. Lawson
The HgO Group
National Producer Number #9276045