What is the HgO Group?

The HgO Group is a family-owned and operated agency specialized in:

  • Medicare

  • Dental

  • Vision

  • Prescription

  • Life Insurance

  • Cancer/Heart Attack/Critical Illness Insurance

  • Long-Term Care Insurance

  • Disability Insurance


There are Group Insurance options, as well. We simply don’t believe in the “one-size-fits-all” approach. We work with you to create individualized solutions. Our team is here to answer your questions and identify your specific insurance demands so that you may find the best fit for you.

Our services are free to you, as we are paid by the insurance companies.

By allowing us to help you with your Medicare needs, you will have the peace of mind of knowing that you will always be paying the best rate, be in the right plan, and know that if you have a problem, question, or concern, we are never more than a phone call, or email away. You will never pay extra going with us versus going through the insurance company.

We are currently licensed in the following states:

AL, AR, AZ, FL, GA, IA, IL, IN, KY, LA, MI, MO, MS, NC, NE, OH, OK, PA, SC, TN, TX, VA & WV 

Contact us to start doing business with the very best in the industry. You may be surprised by what we can do for you.

What Our Customers Have to Say



Contact The HgO Group today! We want to take care of you and have the expertise to do so. Let us know what your specific needs are and we’ll compile the best insurance package suited to you.

By providing the information to the right, you understand that a licensed insurance agent may contact you via phone, email or mail regarding Medicare Supplement Insurance Plans and/or Medicare Part D Prescription Drug Plans.

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(800) 489-2633

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Working Silhouettes


I tell everyone that I was totally overwhelmed with the entire Medicare process...until I was referred by a friend to Randy Lawson. He simplified all the jargon, made sense of the red tape, and clarified the decisions I needed to make, all while making sure my needs and priorities were at the forefront of every discussion.  And once those decisions were made, he kept working for me to make sure my needs are being met by those companies we chose.

I can’t ever say enough positive things about the service Randy provides! So instead, I always share his contact information with anyone I know who is faced with making the right health insurance decisions.

Peggy E, North Carolina


"I needed Ins. for a yr. I went on line and was lucky enough to find Randy. He got me affordable Ins for the yr. and helped me with medicare. When ya need a lawer you get one. When ya need your taxes done you get a tax person. When ya need Ins. you get randy. Over the yr he also became a very good friend. God Bless"

Chuck F, Iowa


"Just wanted to comment you on your efficient service.  I have been working with you for two years now NEVER have you disappointed me.  I didn't want you to think that I haven't notice your beyond and above assistant.  I really appreciate your hop to it, Johnny get it done, attitude which is rarely seen or done now days.  Words cannot express my gratefulness!"

Evelyn B, Louisiana


"Getting ready for retirement? If so, let me tell you in advance there are so many choices, everything must be processed correctly and it’s best to have someone to help that understands the system.  I’m very thorough in all that I do and I investigate everything thoroughly before proceeding to the end of any process. When my wife, we retired at the same time, and I were researching and getting quotes for Medicare supplements it opened the door to many callers and tons of mail. I talked with six different brokers who all wanted to assist us in finding the best policies to suit  our needs. I took the time to talk with each and narrowed my list to two brokers and proceeded to interview with each a second time. We decided on Randy Lawson. We find Randy to be very skilled in his knowledge of all Medicare supplements. Randy promised to be there for us and has. We have had multiple contacts with Randy since signing up in November when we finalized all choices. Due to a process error by our local Social Security office my wife’s Plan B failed to process correctly. My wife made several calls to SS without positive results in early January 2018 and we made a personal visit to the SS office shortly after without desired results.  We decided to call Randy for his help. Randy took the bull by the horns and asked us to allow him to make calls on our behalf.  Randy had the whole matter straightened out in two days without loss of coverage or penalty and also  removed a large amount of stress from both my wife and I.  Randy had promised to be there for us always when we chose him as our broker. He was there in November 2017, he was there in January 2018 and he is there for us now. I find Randy Lawson to be honest, trustworthy and very knowledgeable in his business. I suggest  you choose Randy Lawson to help you through Medicare supplement choices and signup, you will be glad you did."

Gerald C, Alabama


"I can't thank you enough for all your assistance helping me sign up for Medicare. Until I spoke with you I was totally lost and did not understand anything about part A, B, or supplemental plans. You thoroughly explained each plan which helped me make a decision for my coverage. You did not mind staying on the phone with me for over an hour to answer my endless questions. I am so glad that Michelle referred me to you as I can't imagine trying to get signed up without your assistance.

Even when my dental plan was changed 3 times you handled the calls to the company and were very patient. I kept apologizing and you advised it was not necessary-it was your job to handle any problems that arose.

When I received a bill from Medicare and did not understand the dollars charged you conferenced me on the line with them for an explanation. Your sense of humor when I got frustrated certainly helped me laugh at this whole process.

You have been a godsend to me during this enrollment and I would not hesitate to refer anyone to you.  I have friends who will be 65 next year and you better believe I will refer them to you!

Thanks again for making this complicated process much easier to deal with."

Jeanne M, South Carolina



At the core, The HgO Group is a family specializing in providing quality customer service since 2013. Since the start, we have been working hard to find better ways to serve you.


We have access to a wide range of Medicare Insurance products and unparalleled customer support when you need it the most. We can help you find the coverage that you have been looking for, with the personal touch you deserve. Your search ends today. Drop us a line.