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Different Parts of Medicare: Welcome

THE DIFFERENT PARTS OF MEDICARE

The FOUR Parts of Medicare 

Part A

$0 Premium if you or your spouse paid Medicare taxes long enough while working - generally at least 10 years, or 40 quarters. 

Inpatient/Hospital

 You pay:   

$1,736 Deductible Days 1-60

Days 61-90:  $434 per Day  

Days 91-150:  $868 per Day 

After day 150:  You pay all costs.

Inpatient Rehab/Skilled Nursing-

Days 1-20:   $0

21-100:   $217 per Day 

Days 101 and beyond: You pay all costs.

Part C

Premium Options depend on plan chosen.

Medicare Advantage All In One HMO, PPO, PFFS

Forfeit Rights to Medicare

Networks

Max Out of Pocket from $3900-$13,900 (varies as it depends on the plan)

Most plans have Drug coverage

Some plans have gym options, dental, vision and other products.

*We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

Part B

$202.90 per month Premium 

  **Premium could be higher, depending on your income. 

Outpatient/Does Not require overnight stay

You pay:  $283 Deductible per year

Medicare pays:  80% of costs

You pay:  20% of costs

No Networks

Part D

a/k/a Prescription Drug Coverage

Your specific premium will depend on the plan you choose.

$615 yearly 

Deductible (may be waived for some medications) 

Pharmacy options: 

Yearly Deductible

(for most plans): $615 

(Excludes Tiers 1 & 2) depending on your plan.

 

$2,100 Max Out-of-Pocket. 

As long as your medications are on the formulary, the most you will spend on copays will be $2,100. 

You will still have to make your premium payment.

Plan G will cover all of Part A & Part B except for the Part B Deductible. You may have A, B, D & a Supplement OR A, B & C.

  *Some pay more based on income (IRMAA) click HERE for more.

**Prescriptions that are not covered by your plan do not count towards the deductible.

Different Parts of Medicare: News

TRADITIONAL MEDICARE

Questions?

Click to call us!

Different Parts of Medicare: Contact

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The HgO Group® is an independent insurance agency not affiliated with the government. All services are provided at no cost, as our agents are paid directly by the insurance company when enrollment occurs. 

SPEAK TO AN AGENT

We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.

 

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