THE DIFFERENT PARTS OF MEDICARE
The FOUR Parts of Medicare
$0 Premium if you worked 10 years.
You pay: $1556 Deductible Days 1-60
($1600 in 2023)
Days 61-90: $389 per Day ($400 in 2023)
91-150: $778 per Day ($800 in 2023)
Days 1-20: $0
21-100: $194.50 per Day ($200 in 2023)
$0-$150 per month Premium Options
Medicare Advantage All In One HMO, PPO, PFFS
Forfeit Rights to Medicare
Max Out of Pocket from $3500-$11,700
Most plans have Drug coverage
Some plans have gym options, dental, vision and other products.
*We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
*$170.10 per month Premium ($164.90 in 2023)
Outpatient/Does Not require overnight stay
You pay: $233 Deductible per year
($226 for 2023)
Medicare pays: 80% of costs
You pay: 20% of costs
*$7-$150 per month Premium
a/k/a Prescription Drug Coverage
$505 yearly Deductible (Excludes Tiers 1 & 2)
Preferred & Standard (in & out of network)
Initial Phase: $4660. Copays
Coverage Gap/Donut Hole: $7400
You pay: 25%
**Catastrophic: Greater of 5% or $4.15 for Generic & Greater of 5% or $10.35 for Brand.
Plan G will cover all of Part A & Part B except for the Part B Deductible. You may have A, B, D & a Supplement OR A, B & C.
*Some pay more based on income (IRMAA)
**Catastrophic goes away in 2024.