
THE DIFFERENT PARTS OF MEDICARE
The FOUR Parts of Medicare
Part A
$0 Premium if you or your spouse paid Medicare taxes long enough while working - generally at least 10 years, or 40 quarters.
Inpatient/Hospital-
You pay: $1676 Deductible Days 1-60
Days 61-90: $419 per Day
Days 91-150: $838 per Day
After day 150: You pay all costs.​
Inpatient Rehab/Skilled Nursing-
Days 1-20: $0
21-100: $209.50 per Day
Days 101 and beyond: You pay all costs.
Part C
$0-$247 per month Premium Options
Medicare Advantage All In One HMO, PPO, PFFS
Forfeit Rights to Medicare
Networks
Max Out of Pocket from $2999-$14,000 (varies as it depends on the plan)
Most plans have Drug coverage
Some plans have gym options, dental, vision and other products.
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*We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Part B
$185.00 per month Premium
Outpatient/Does Not require overnight stay
You pay: $257 Deductible per year
Medicare pays: 80% of costs
You pay: 20% of costs
No Networks
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Part D
*$0.50-$150 per month Premium
a/k/a Prescription Drug Coverage
$590 yearly Deductible (may be waived for some medications)
Pharmacy options:
Yearly Deductible
(for most plans): $590.00
(Excludes Tiers 1 & 2)
$2000 Max Out-of-Pocket.
As long as your medications are on the formulary, the most you will spend on copays will be $2000.
You will still have to make your premium payment.
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Plan G will cover all of Part A & Part B except for the Part B Deductible. You may have A, B, D & a Supplement OR A, B & C.
*Some pay more based on income (IRMAA) click HERE for more.
**Prescriptions that are not covered by your plan do not count towards the deductible.
TRADITIONAL MEDICARE
Questions?
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