Trial Period

If you have enrolled in an Advantage plan this year, or you are in the first 12 months of being enrolled in an Advantage plan, you have what is called a Trial Period.

Whether you are new to Medicare and enrolled in an Advantage plan, or decided to switch from Traditional Medicare and a Supplement to an Advantage plan, you have the ability to switch back to Traditional Medicare and a Supplement with no questions asked, as long as you are in the first 12 months of enrollment.

After the 12-month window has closed you can only switch back to Traditional Medicare between October15th-December 7th, AEP, or January 1st-March 31st, OEP. You would have to answer health questions to enroll in a Supplement.